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Intesa Hit is a unique concept on our market that encompasses a range of modern banking products, available in the scope of a current account. You can open Intesa Hit current account regardless of whether you are employed or not.

Intesa Hit current account includes the following products and services:

card with a modern and attractive design offers numerous advantages:

• Deferred payment up to 45 days on all points of sale,
• revolving loan – payment in instalments in the country and abroad along with the monthly settlement of only 5% of total consumption from the previous period, while interest is calculated on the remainder of debt (on spending in dinars 2.5%, and on spending in foreign currency 1.7%),
• selects program – numerous discounts and advantages created especially for American Express card users in the country and abroad.

Obligations per credit card are settled automatically on the 15th day of the month, via a standing order, directly from your Intesa Hit current account. The level of the spending limit per card is assigned depending on your creditworthiness.

This card enables flexible payment:

• Revolving loan – payment in instalments and the settlement of a minimum of 5% of liabilities from the previous month, while interest is calculated on the remainder of the debt (on the amount of the debt in dinars 2.5%, and on the amount of the debt in foreign currency 1.7%),
• Deferred payment without interest from 70 to 100 days in “Maxi”, “Pekabeta” and “C market” and up to 40 days on all other points of sale,
• Payment in 3–12 equal monthly instalments without interest on more than 1,200 points of sale throughout the country with which Banca Intesa has agreed cooperation.

Obligations per credit card are settled automatically on the 10th day of the month, directly from your Intesa Hit current account. The level of the spending limit per card is assigned depending on your creditworthiness.

People who are always searching for inspiration find it in everything that surrounds them. For that reason Banca Intesa presents VISA INSPIRE to you, a new card that will follow you wherever your inspiration leads you.

VISA INSPIRE is an international debit payment card which enables you to dispose of funds from your current account in a simple and secure way. With this card you can make cashless payment for goods and services and withdraw cash on counters and ATMs in the country and abroad, marked by the VISA SIGN.

More information >>

You no longer have to go to the bank to pay a bill, settle your liabilities regarding credit cards or check your balance. A click on the computer is enough and the bank is there with you.

With Intesa On-line, pored apart from great savings in time and money you get additional comfort since the service is available 24 hours a day, 7 days of the week. You only need to have a computer and Internet connection and you can access your money from home, from work or from an Internet café. More information >>

From now on you can pay your bill or effect any other cashless payment, anywhere, at any time, because the bank is in your hands!
IntesaMobi is a new and unique service that enables you to perform financial transactions via your mobile phone with complete safety. The service is available 24 hours a day, seven days of the week, wherever you are, if you have you mobile phone at hand.

You can do the following in a safe and fast way:

• pay monthly and other bills,
• check balance and transactions on all accounts and credit cards you have in the Bank,
• check foreign currency exchange list,
• perform exchange operations,
• check the date of expiry of current account overdraft,
• have an overview of outstanding cheques,
• and many other things ...

Intesa Mobi service fee is charged independently of the Current Account Maintenance Costs and is 50 dinars.

Owing to this service you no longer have to think whether your salary has been deposited on your current account, because immediately after the salary is deposited, you will receive an SMS massage to inform you about that. This way, the balance on your Intesa Hit current account, foreign currency account and credit cards will always be available to you.

With the standing order you will not waste your time queuing. We take the responsibility to transfer assets directly from your Intesa Hit current account every month, without commission, pay your monthly bills (for electricity supply, telephone, utilities, nursery), loan instalments and insurances, liabilities against payment cards, and transfer money within the Bank accounts and pay for all the other services you have chosen.

This service enables you to have access to the balance on your current account and credit cards, to pay, convert and transfer assets from one to another account within the bank. All you need to do is to call our Call centre and follow the instructions recorded on the telephone answering machine.

If you submit an overdraft request when opening Intesa Hit current account, as soon as you receive the first salary or pension on your account, or after placing a security deposit you will be provided with an overdraft. (EIR = NIR and on a monthly level equals 2.8% plus the retail price index for the current month).

Overdraft for a two-year period

If you have an approved overdraft on your Intesa Hit current account, and would like to use this service also in the future, you should come to any of the branches of Banca Intesa during the three months after this service has expired (and at the earliest a month before the service has expired) and sign the Annex to the agreement. On the day of signing of the annex, it is necessary for the client not to have any debts on the current account, that is, the balance must not be negative. The bank will inform you, in writing, of the moment when your current approved overdraft expires.

• Save the time – payment of monthly bills without going to the bank and waiting in the line
• Save the money – no commission for the payment of bills

With the standing order service you will no longer spend time on waiting in the line or be thinking of deadlines for the payment of bills. Banca Intesa shall take care of your monthly bills. We will transfer funds and pay your monthly bills (for utility services, fixed phone line, for electricity, for post-paid services of a mobile telephone company) every month, without commission, directly from your current account

Activation and Functioning of the Standing Order Service

You can file a request for opening a standing order at any branch of Banca Intesa, if you have an open Intesa Hit current account.
On contracting this service the Bank automatically settles the bill from your current account and sends you an SMS notification on the execution of the standing order and the level of paid amount. You also receive an SMS notification even if the payment has not been made, where apart from the information that the payment order was not executed, the reason of failure to execute it will be also be stated

If you wish, you can also choose an additional service, to receive a certified confirmation of paid bills at your home address. The confirmation is issued jointly, for all bills and the price of this service is 40 dinars and comprises the costs of preparation and delivery of the letter.

Additional Advantage

For the bills of companies Telekom, VIP, Telenor, Infostan, Elektrovojvodina and Informatika Novi Sad, you can activate an additional advantage – an SMS notification with the cancellation of payment.

This advantage ensures that you can receive from Banca Intesa prior to the realization of the standing order an SMS notification with the information on the level of indebtedness and the date on which the bill will be paid.

Up to the date stated in this SMS notification, you have the possibility of cancelling the payment if you do not want it to be performed for any reason.

If you have not cancelled the payment, the Bank will automatically settle the bill from your current account and send you an SMS notification regarding the execution of the standing order and the paid amount.
The standing order enables the payment of the bills to companies with which Banca Intesa has a signed Agreement on the Execution of a Standing Order.

This service enables you the following:

• Convert money at the most favourable exchange rate,
• Save the value of your assets on the current account if you set the amount in dinars on your current account above which you wish to convert all the payments into euros (you can withdraw the euros anytime you want). In that case, the amount in dinars is spent first, and after that the amount in euros, which is, in that case, automatically converted into dinars at the most favourable exchange rate. You go in the red only if there are no assets either in dinar or in euro part of your account,
• Save, by setting the limit you want to save on the monthly basis, and by means of standing order, we will, on the day you choose, convert the set amount of dinars into euros at the most favourable exchange rate and transfer it to your foreign currency account.

With Intesa Hit current account you get an additional health insurance. Delta Generali Insurance provides monetary compensation in case of serious illness, undergone surgical intervention or disability as a result of accident. The recovered damages may be used for any purpose unconditionally.

You can obtain a leaflet with detailed explanations and insurance conditions at the branches of Banca Intesa Beograd or if you call Medi-Call centre of Delta Generali Insurance (011/2220-575) or visit the website http://www.deltagenerali.rs/active/sr-latin/home/vrsteosiguranja/dzo_intesa_hit.html

The monthly maintenance fee for Intesa Hit current account equals 300 dinars.

The documentation needed for opening of Intesa Hit current account is the following:
- Identity card
- Depending on your working status, you need:

• Employees – the salary certificate,
• Pensioners – last three pension cheques,
• Unemployed persons – the security deposit.